JPMorgan 2026-06-22

Brazilian Education: Reducing Estimates on a More Flatish SELIC Curve; Upgrade Yduqs to OW, Downgrade Anima to N

Report Coverage

Broker
JPMorgan
Region
United States, Latin America
Sector
Software & IT Services, Finance & Macro
Report Type
Market Report
Primary Focus
Brazilian Education

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Report Summary

We rate Anima as Neutral, as it is the most leveraged education company under our coverage, at 2.7x proportional ND/EBITDA ex-IFRS16 LTM. Moreover, Anima faced operational issues resulting from the adaptation of hybrid courses to the new regulatory framework, causing increased dropout rates that we believe might impact revenue generation for the year and cost dilution, making it harder to post strong adj. EBITDA While we currently have no target, we estimate the fair value of Anima should be in the range R$3.90-4.80, based on a DCF model with 17.7% WACC and +0.0% real growth in Risks to Rating and Price Target Key upside risks: (1) SELIC rates falling faster than expected, supporting earnings expansion; (2) Stronger than expected operational performance on enrollment and drop out rates; (3

Key Takeaways

  • Yduqs: up to Overweight, on robust FCF and discounted valuation. We see
  • Anima: down to Neutral, on SELIC and tougher operational outlook.
  • Reducing targets for peers on flatter SELIC. We also incorporate the SELIC
  • 8x, +21% net fin exp, -5% adj. earnings, Dec-26 PT down to $21 vs $21.50;
  • Cuts to SELIC would generate upside to our targets. JPM economists
  • Preferences in the sector: Ser (OW), Yduqs (OW), Cogna (OW), Laureate Afya 3

Why This Report Matters

JPMorgan's 26-page analysis on "Brazilian Education: Reducing Estimates on a More Flatish SELIC Curve; Upgrade Yduqs to OW, Downgrad" provides institutional-grade insights for investors and professionals seeking to understand current market dynamics and investment implications in this space.

Topics Covered

Telecom earnings Brazilian Education: Reducing

Companies Mentioned

Latin America Equity Research June Brazilian Education Reducing Estimates More Flattish Curve Upgrade Yduqs Downgrade Anima Brazilian

Who this summary is for

This summary is for users researching the JPMorgan Brazilian Education report. It helps users review Brazilian Education: Reducing Estimates on a More Flatish SELIC Curve; Upgrade Yduqs to OW, Downgrade Anima to N coverage, key takeaways, and related broker or sector research paths across Telecom, earnings, Brazilian; Latin America Equity Research, June.

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